High-level system architecture, service design, and data flow for FinFlow platform.
- Overview
- System Architecture
- Service Architecture
- Data Flow
- Technology Stack
- Deployment Architecture
- Security Architecture
FinFlow is built on a modern microservices architecture that ensures modularity, scalability, and resilience. The platform uses event-driven communication, polyglot persistence, and cloud-native deployment strategies.
Key Architectural Principles:
- Microservices: Independent, domain-specific services
- Event-Driven: Asynchronous communication via Kafka
- Polyglot Persistence: Right database for each use case
- Cloud-Native: Container-based deployment with Kubernetes
- API-First: RESTful APIs with OpenAPI documentation
graph TD
Client[Web/Mobile Clients] --> Gateway[API Gateway]
Gateway --> Auth[Auth Service]
Gateway --> Payments[Payments Service]
Gateway --> Accounting[Accounting Service]
Gateway --> Analytics[Analytics Service]
Gateway --> Credit[Credit Engine]
Auth --> PostgreSQL[(PostgreSQL)]
Payments --> PostgreSQL
Accounting --> PostgreSQL
Analytics --> MongoDB[(MongoDB)]
Credit --> PostgreSQL
Auth --> Redis[(Redis Cache)]
Payments --> Redis
Analytics --> Redis
Auth --> Kafka[Apache Kafka]
Payments --> Kafka
Accounting --> Kafka
Analytics --> Kafka
Credit --> Kafka
Kafka --> Transaction[Transaction Service]
Kafka --> Realtime[Realtime Analytics]
Monitoring[Prometheus + Grafana] -.-> Auth
Monitoring -.-> Payments
Monitoring -.-> Accounting
Monitoring -.-> Analytics
| Component | Purpose | Technology | Scalability |
|---|---|---|---|
| API Gateway | Request routing, load balancing, rate limiting | Kong/Nginx | Horizontal |
| Auth Service | Authentication, authorization, session management | Node.js + TypeScript | Horizontal |
| Payments Service | Payment processing and gateway integration | Node.js + TypeScript | Horizontal |
| Accounting Service | Double-entry accounting and financial reporting | Node.js + TypeScript | Horizontal |
| Analytics Service | Data analysis and visualization | Node.js + TypeScript | Horizontal |
| Credit Engine | ML-based credit scoring | Python + FastAPI | Horizontal |
| Transaction Service | Transaction validation and processing | Python + FastAPI | Horizontal |
| PostgreSQL | Primary relational database | PostgreSQL 14+ | Vertical + Read replicas |
| MongoDB | Analytics and time-series data | MongoDB 5+ | Sharding |
| Redis | Caching and session storage | Redis 6+ | Clustering |
| Apache Kafka | Event streaming and messaging | Kafka 3+ | Partitioning |
Synchronous Communication (REST):
- Client → API Gateway → Services
- Used for: User requests, immediate responses
- Protocol: HTTP/HTTPS with JSON
Asynchronous Communication (Events):
- Service → Kafka → Service(s)
- Used for: Background processing, cross-service notifications
- Protocol: Kafka binary protocol
Backend Services (TypeScript/Node.js):
backend/
├── auth-service/
│ ├── src/
│ │ ├── auth.controller.ts # HTTP endpoints
│ │ ├── auth.service.ts # Business logic
│ │ ├── auth.middleware.ts # JWT validation
│ │ └── models/
│ │ └── user.model.ts # User entity
│ ├── package.json
│ └── Dockerfile
├── payments-service/
│ ├── src/
│ │ ├── payment.controller.ts
│ │ ├── payment.service.ts
│ │ └── integrations/
│ │ ├── stripe.ts # Stripe integration
│ │ ├── paypal.ts # PayPal integration
│ │ └── square.ts # Square integration
│ └── package.json
└── accounting-service/
├── src/
│ ├── invoice.service.ts
│ ├── journal-entry.service.ts
│ └── reports/
│ ├── balance-sheet.ts
│ └── income-statement.ts
└── package.json
Backend Services (Python):
backend/
├── credit-engine/
│ ├── src/
│ │ ├── main.py # FastAPI app
│ │ ├── models.py # Pydantic models
│ │ └── ml/
│ │ └── credit_model.pkl # Trained ML model
│ ├── requirements.txt
│ └── Dockerfile
└── transaction-service/
├── src/
│ ├── main.py
│ ├── validation.py
│ └── database.py
└── requirements.txt
sequenceDiagram
participant Client
participant Gateway as API Gateway
participant Payments as Payments Service
participant Stripe as Stripe API
participant Kafka
participant Accounting as Accounting Service
participant Analytics
Client->>Gateway: POST /api/payments
Gateway->>Payments: Forward request (+ JWT)
Payments->>Stripe: Create charge
Stripe-->>Payments: Charge response
Payments->>Kafka: Publish payment.succeeded event
Kafka->>Accounting: Consume event
Kafka->>Analytics: Consume event
Accounting->>Accounting: Create journal entry
Analytics->>Analytics: Update dashboard metrics
Payments-->>Gateway: Payment response
Gateway-->>Client: Payment confirmation
sequenceDiagram
participant Client
participant Gateway
participant Auth as Auth Service
participant DB as PostgreSQL
participant Redis
Client->>Gateway: POST /api/auth/login
Gateway->>Auth: Forward credentials
Auth->>DB: Validate user
DB-->>Auth: User data
Auth->>Auth: Generate JWT
Auth->>Redis: Store session
Auth-->>Gateway: Token + user data
Gateway-->>Client: Authentication response
Note over Client,Redis: Subsequent requests use JWT
Client->>Gateway: GET /api/payments (+ JWT)
Gateway->>Auth: Validate token
Auth->>Redis: Check session
Redis-->>Auth: Session valid
Auth-->>Gateway: Token valid
Gateway->>Gateway: Route to service
| Event Type | Producer | Consumers | Payload | Purpose |
|---|---|---|---|---|
payment.created |
Payments Service | Analytics | Payment ID, amount, status | Track new payments |
payment.succeeded |
Payments Service | Accounting, Analytics | Payment details | Create accounting entry |
payment.failed |
Payments Service | Analytics, Compliance | Error details | Track failures |
invoice.created |
Accounting Service | Analytics | Invoice details | Update metrics |
invoice.paid |
Accounting Service | Analytics, Credit Engine | Payment info | Update cash flow forecast |
user.registered |
Auth Service | Multi-Tenant, Analytics | User details | Initialize tenant |
transaction.processed |
Transaction Service | Accounting, Analytics | Transaction data | Update ledger |
credit.scored |
Credit Engine | Analytics | Score, risk level | Track credit decisions |
topics:
- name: payment.events
partitions: 3
replication: 3
retention: 7d
- name: transaction.events
partitions: 5
replication: 3
retention: 30d
- name: user.events
partitions: 2
replication: 3
retention: 90d
- name: analytics.events
partitions: 10
replication: 3
retention: 7d| Layer | Technology | Purpose | Justification |
|---|---|---|---|
| API Services | Node.js + TypeScript | Core business logic | High concurrency, strong ecosystem |
| ML Services | Python + FastAPI | Machine learning | Rich ML libraries (scikit-learn, XGBoost) |
| API Framework | Express/Fastify | HTTP routing | Battle-tested, extensive middleware |
| Validation | Joi/Zod | Request validation | Type-safe validation |
| ORM | Prisma/Knex | Database access | Type-safe queries |
| Testing | Jest/Pytest | Unit & integration tests | Comprehensive testing frameworks |
| Technology | Use Case | Data Type | Scaling Strategy |
|---|---|---|---|
| PostgreSQL | Auth, Payments, Accounting, Credit | Transactional ACID data | Read replicas, connection pooling |
| MongoDB | Analytics, Logging | Time-series, flexible schema | Sharding by date/tenant |
| Redis | Sessions, Caching | Key-value, high-speed | Redis Cluster for HA |
| Apache Kafka | Event Streaming | Message queuing | Horizontal partitioning |
| Component | Technology | Purpose |
|---|---|---|
| Web Framework | React 18 + Vite | Modern, fast builds |
| State Management | Redux Toolkit | Centralized state |
| UI Components | Radix UI + Tailwind CSS | Accessible, customizable |
| API Client | Axios + TanStack Query | Data fetching, caching |
| Mobile Framework | React Native + Expo | Cross-platform mobile |
| Navigation | React Navigation | Mobile routing |
# Example: Payments Service Deployment
apiVersion: apps/v1
kind: Deployment
metadata:
name: payments-service
namespace: finflow-prod
spec:
replicas: 3
selector:
matchLabels:
app: payments-service
template:
spec:
containers:
- name: payments-service
image: finflow/payments-service:v1.2.0
ports:
- containerPort: 3002
env:
- name: NODE_ENV
value: "production"
- name: DATABASE_URL
valueFrom:
secretKeyRef:
name: payments-db-secret
key: connection-string
resources:
requests:
cpu: 500m
memory: 512Mi
limits:
cpu: 1000m
memory: 1Gi
livenessProbe:
httpGet:
path: /health
port: 3002
initialDelaySeconds: 30
periodSeconds: 10
readinessProbe:
httpGet:
path: /ready
port: 3002
initialDelaySeconds: 10
periodSeconds: 5
---
apiVersion: v1
kind: Service
metadata:
name: payments-service
spec:
selector:
app: payments-service
ports:
- port: 80
targetPort: 3002
type: ClusterIP
---
apiVersion: autoscaling/v2
kind: HorizontalPodAutoscaler
metadata:
name: payments-service-hpa
spec:
scaleTargetRef:
apiVersion: apps/v1
kind: Deployment
name: payments-service
minReplicas: 2
maxReplicas: 10
metrics:
- type: Resource
resource:
name: cpu
target:
type: Utilization
averageUtilization: 70
- type: Resource
resource:
name: memory
target:
type: Utilization
averageUtilization: 80┌─────────────────────────────────────────────────┐
│ CDN (CloudFront/CloudFlare) │
└─────────────────────────────────────────────────┘
↓
┌─────────────────────────────────────────────────┐
│ Load Balancer (ALB/NLB) │
└─────────────────────────────────────────────────┘
↓
┌─────────────────────────────────────────────────┐
│ Kubernetes Cluster (EKS/GKE/AKS) │
│ ┌──────────────┐ ┌──────────────┐ │
│ │ API Gateway │ │ Services │ │
│ │ (Ingress) │ │ (Pods) │ │
│ └──────────────┘ └──────────────┘ │
└─────────────────────────────────────────────────┘
↓
┌─────────────────────────────────────────────────┐
│ Managed Services Layer │
│ ┌──────────────┐ ┌──────────────┐ │
│ │ RDS/Aurora │ │ ElastiCache │ │
│ │ (PostgreSQL) │ │ (Redis) │ │
│ └──────────────┘ └──────────────┘ │
│ ┌──────────────┐ ┌──────────────┐ │
│ │ DocumentDB/ │ │ MSK/Kafka │ │
│ │ MongoDB │ │ (Streaming) │ │
│ └──────────────┘ └──────────────┘ │
└─────────────────────────────────────────────────┘
↓
┌─────────────────────────────────────────────────┐
│ Observability & Security │
│ Prometheus │ Grafana │ ELK │ GuardDuty │
└─────────────────────────────────────────────────┘
-
Network Security
- VPC with private subnets
- Security groups and NACLs
- WAF for DDoS protection
-
Application Security
- JWT authentication
- Role-based access control (RBAC)
- Rate limiting (100 req/min per IP)
- Input validation
-
Data Security
- Encryption at rest (AES-256)
- Encryption in transit (TLS 1.3)
- PII data tokenization
- Database encryption
-
Compliance
- GDPR compliance (data privacy)
- PSD2 compliance (payment services)
- AML/CFT checks (anti-money laundering)
- SOC 2 compliance
┌─────────────┐ ┌─────────────┐ ┌─────────────┐
│ Client │────▶│ API Gateway │────▶│ Auth Service│
│ (Browser) │ │ (Kong) │ │ (JWT) │
└─────────────┘ └─────────────┘ └─────────────┘
▲ │ │
│ │ ▼
│ │ ┌─────────────┐
│ │ │ Redis │
│ │ │ (Session) │
│ │ └─────────────┘
│ ▼
│ ┌─────────────┐
└────────────│ Protected │
│ Services │
└─────────────┘
Metrics Collection:
- Prometheus scrapes metrics from all services
- Custom metrics via StatsD
- Service health checks every 10s
Logging:
- Centralized logging with ELK Stack
- Log levels: DEBUG, INFO, WARN, ERROR
- Structured JSON logs
Tracing:
- Distributed tracing with OpenTelemetry
- Request correlation IDs
- Performance bottleneck identification
Dashboards:
- Grafana for metrics visualization
- Pre-built dashboards for each service
- Custom alerting rules
For deployment instructions, see INSTALLATION.md. For API details, see API.md. For configuration, see CONFIGURATION.md.