diff --git a/src/lib/agent-interface.spec.ts b/src/lib/agent-interface.spec.ts
index 0c39f813..478517bd 100644
--- a/src/lib/agent-interface.spec.ts
+++ b/src/lib/agent-interface.spec.ts
@@ -169,6 +169,18 @@ describe('runAgent retry loop', () => {
     }) as typeof emitter.emit;
   });
 
+  it('isolates the agent from user Claude Code settings and MCP servers', async () => {
+    mockQuery.mockImplementation(createMockSDKResponse([{ text: 'Done!' }]));
+
+    await runAgent(makeAgentConfig(), 'Test prompt', makeOptions(), undefined, emitter);
+
+    const { options } = mockQuery.mock.calls[0][0] as { options: Record<string, unknown> };
+    // Omitted, the SDK loads ~/.claude settings: user plugins, MCP servers, hooks, and
+    // permission rules that would apply before installerCanUseTool.
+    expect(options.settingSources).toEqual([]);
+    expect(options.strictMcpConfig).toBe(true);
+  });
+
   it('returns retryCount=0 when no retryConfig provided', async () => {
     mockQuery.mockImplementation(createMockSDKResponse([{ text: 'Done!' }]));
 
diff --git a/src/lib/agent-interface.ts b/src/lib/agent-interface.ts
index 22efda04..c61e6eeb 100644
--- a/src/lib/agent-interface.ts
+++ b/src/lib/agent-interface.ts
@@ -677,6 +677,12 @@ export async function runAgent(
           return Promise.resolve(result);
         },
         tools: { type: 'preset', preset: 'claude_code' },
+        // Load no ~/.claude or project settings. Omitted, the SDK (since 0.2.89) loads them
+        // all: the user's plugins, MCP servers, hooks, CLAUDE.md, and permission rules,
+        // which apply before installerCanUseTool and would bypass the Bash gate.
+        settingSources: [],
+        // Only MCP servers we pass explicitly (none), even if the SDK's defaults change again.
+        strictMcpConfig: true,
         allowedTools: agentConfig.allowedTools,
         plugins: [{ type: 'local', path: pluginPath }],
         pathToClaudeCodeExecutable: agentConfig.claudeExecutablePath,