Designing systems that are both innovative and practically deployable —
at the intersection of enterprise software, decentralized technology, AI, and regulation.
Business Informatics student at the Technical University of Munich (TUM) who builds full-stack products where finance, Web3 and AI meet. I pair hands-on engineering with economic reasoning, legal and regulatory awareness, and enterprise IT experience.
My background is as much finance and law as it is code: several years in accounting, corporate structuring and SAP consulting alongside the engineering. That decides how I build. I want things a treasurer, a car dealer or a regulator could actually use and sign off on, not just a demo.
What I build, at a glance:
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Programmable money Accounts and payments that enforce their own rules ancora TempoFlow EthTwin |
AI agents Agents that spend, verify and assess within limits Quaestor SecondSource OpenMerit |
Tokenization Securities and real-world assets, compliance first Bearer Asset vault Chorpiler escrow |
Data & vertical software Pricing, dealer tools and legal logic for one market at a time Pretora RE/AUTO Wer erbt? |
| 🎓 | B.Sc. Business Informatics (Wirtschaftsinformatik), TU Munich |
| ⚖️ | Head of Legal & Finance — TUM Blockchain Club |
| 💼 | SAP HCM Consultant — enterprise HR systems |
| 📊 | Several years in finance, accounting & corporate structuring |
| 🚀 | Founder and builder — products and prototypes across payments, AI agents, tokenization and automotive data |
| 🏆 | Two hackathons won in 2026 — ETHPrague and Futura × Tempo |
The business account your organization controls. A programmable stablecoin account for clubs, companies, NGOs and teams: one passkey per person, one contract per organization, and rules the account enforces itself. Open source, in public preview on the Stellar testnet.
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A voice-first, AI-powered crypto interface for people who have never used a wallet. You talk, your AI "Twin" acts: every user gets a persona at
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A content feed paid by the second, where money flows both ways: viewers stream sub-cent stablecoin payments to creators while an autonomous agent earns the amount back from advertisers, so watching costs the viewer close to nothing. Settled on the Tempo testnet.
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Give your agent a mandate, not a wallet. Spending mandates for AI agents. A person funds a tree of agents, caps every branch and can freeze any of it at once; a sub-agent's limits can only be tighter than its parent's. Enforced on-chain, reached by agents over MCP.
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Trust the primary source, not the headline. Checks a market-moving headline against signed primary sources before a trading agent acts on it, and answers confirmed, unconfirmed or denied with a receipt for every source. Payment settles only once the verdict is delivered.
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Tokenized securities, compliance first · private Issuance and lifecycle platform for tokenized securities: one security specification, compliance checks before every issue, subscription and transfer, plus cap table and distributions. EU prospectus-exempt and German eWpG profiles. Prototype on testnets.
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Market intelligence for tradable goods · private Pricing and forecasting, starting with used cars in Germany: regional price differences, valuation of a single listing and ML-based price-index forecasts, wrapped in a natural-language assistant.
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Dealer storefront, CRM & deal closing · private Multi-tenant platform for car dealers: a storefront each dealer can customize, with inventory, leads, appointments, documents and payments behind it.
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Merit, with receipts. Evidence-first founder assessment for venture investors. Scores are shown as intervals rather than single numbers, every claim carries its sources, and the model writes the memo but never makes the decision.
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More
| Project | What it does | Stack |
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| chorpiler-escrow-settlement | Research prototype: compiles BPMN 2.0 choreographies into smart contracts and adds an escrow contract enabling token transfers without messages | TypeScript Solidity Hardhat |
| tokenized_assetvault · tokenized_marketplace | Earlier prototypes for holding, issuing & trading tokenized real-world assets on Ethereum | TypeScript Solidity Next.js |
| Wer erbt? · private | Draws a family tree and walks through intestate succession under German law (BGB §§ 1924–1930) | Next.js TypeScript Neon |
| Kontor · private | AI-native finance app, early stage | TypeScript |
Full stack by area
Languages
Web & Full-Stack
Blockchain & Payments
AI & Agents
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Enterprise, Finance & Law
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🔨 Building ancora on its way from testnet to mainnet, Quaestor's mandate model across more chains, and the dealer and pricing tools behind RE/AUTO and Pretora. |
🧪 Exploring How far rules can go on-chain: spending mandates for agent trees, approvals over confidential amounts, compliant transfers of tokenized securities. |
🤝 Open to Pilot users, collaborations and conversations about agent payments, organization accounts and tokenization under MiCAR and eWpG. |
Open to pilots, collaborations and questions about any of the above.