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docs: add Vellar x402 facilitator to Stellar ecosystem - #2836

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docs: add Vellar x402 facilitator to Stellar ecosystem#2836
davedumto wants to merge 5 commits into
stellar:mainfrom
davedumto:feat/vellar-x402-facilitator

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Adds Vellar to the x402 facilitators section under a new Community facilitators
subsection.

Vellar is a hosted x402 facilitator for Stellar with:

  • Bazaar auto-discovery (resources cataloged on first settlement)
  • MCP discovery server for AI agents
  • Fee-sponsored payments (buyers need no XLM)
  • Policy-governed agent spending limits
  • Open source, Apache-2.0

Live on testnet: https://vellar-facilitator.onrender.com
GitHub: https://github.com/Vellar-Wallet/vellar-facilitator
Docs: https://docs.vellar.xyz

Status: testnet, pre-production. Mainnet gated on external security review.

A note on placement

I added a new ### Community facilitators subsection rather than a third entry
alongside the Coinbase and Built on Stellar facilitators, because those two are
production and mainnet-capable and this one is neither. The "Two options are
available for Stellar" sentence is deliberately left unchanged. The new
subsection carries a line stating these are not maintained by SDF, so it should
also serve any future community entries rather than being Vellar-specific.

The entry states the testnet-only and pre-production status inline, and notes
that the hosted instance runs on a free tier so the first request after an idle
period can take up to a minute. That seemed better than a reader clicking the
link, waiting, and assuming the service is down.

Filed as a draft. Happy to revise placement, wording, or length based on
maintainer feedback before marking ready, or to drop it entirely if a community
section is not something you want in this page.

@davedumto
davedumto marked this pull request as ready for review September 8, 2026 18:37
Copilot AI balanced review requested due to automatic review settings September 8, 2026 18:37

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Pull request overview

Adds the pre-production Vellar facilitator to Stellar’s x402 documentation.

Changes:

  • Adds a Community facilitators subsection.
  • Documents Vellar’s discovery, MCP tooling, fee sponsorship, links, and status.

💡 Add a code-review agent skill or configure MCP servers for context-aware, tailored reviews. Learn more in the docs.

Comment thread docs/build/agentic-payments/x402/README.mdx
Comment thread docs/build/agentic-payments/x402/README.mdx Outdated
Comment thread docs/build/agentic-payments/x402/README.mdx Outdated
Comment thread docs/build/agentic-payments/x402/README.mdx Outdated
- Intro sentence now accounts for the community subsection instead of
  claiming two options.
- Bazaar cataloging happens only when the settled payment's payload
  carries the discovery extension; say so, and note that payments
  without it settle normally but are not cataloged.
- The MCP discovery server is a separate stdio process run locally and
  pointed at the facilitator URL; the hosted instance has no MCP
  endpoint.
- The open external audit blocks a mainnet release tag, not running a
  mainnet instance; reword the status note to match the project's own
  checklist.
Copilot AI review requested due to automatic review settings September 9, 2026 08:06

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Pull request overview

Copilot reviewed 1 out of 1 changed files in this pull request and generated no new comments.

Suppressed comments (1)

docs/build/agentic-payments/x402/README.mdx:110

  • Carrying the Bazaar extension does not guarantee that the resource is added: the facilitator can still reject cataloging for invalid discovery data, an unbound payTo, or an ownership-binding mismatch while allowing settlement to succeed. Please describe cataloging as conditional so sellers do not treat a successful extended settlement as proof that they were listed.
endpoints with a **Bazaar discovery layer**: when a payment settles and its
payload carries the Bazaar discovery extension, the resource is added to a
searchable catalog, so sellers that use the extension are listed without a

The note said an external security audit was still open. The facilitator's
pre-mainnet security review is complete with findings tracked to closure; the
remaining gate on a mainnet release is a separate audit of the spending-limit
policy contract, which has not been run.

The other three review points (facilitator count, Bazaar extension requirement
for cataloging, and MCP being a separate stdio server) were already addressed
in aa3268c.
Copilot AI review requested due to automatic review settings September 9, 2026 09:07

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Pull request overview

Copilot reviewed 1 out of 1 changed files in this pull request and generated no new comments.

Suppressed comments (1)

Previously missed (1) — in code that hasn't changed since the last review.

docs/build/agentic-payments/x402/README.mdx:117

  • Fee sponsorship does not mean every buyer can hold no XLM. A classic account holding the payment asset normally still needs XLM for its account and trustline reserves unless those reserves are separately sponsored (docs/learn/fundamentals/lumens.mdx:30-40), while this facilitator only sponsors the settlement transaction fee. Please limit the claim to that fee.

The intro to the facilitators section still said two options were
available while listing three, which left the community entry reading
as an afterthought rather than part of the count. It now says two
production implementations plus one community-run pre-production
option.

The other three Copilot comments were already addressed on this
branch: cataloging is stated as conditional on the payload carrying
the Bazaar discovery extension, MCP is described as a separate local
stdio server rather than an endpoint on the hosted URL, and the
mainnet statement already separates the completed facilitator review
from the outstanding policy contract audit.
Copilot AI review requested due to automatic review settings September 9, 2026 09:10

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Pull request overview

Copilot reviewed 1 out of 1 changed files in this pull request and generated no new comments.

Suppressed comments (3)

docs/build/agentic-payments/x402/README.mdx:117

  • Fee sponsorship does not mean every buyer can hold zero XLM. Classic Stellar accounts must maintain their base reserve, and an asset trustline adds another reserve unless those reserves are separately sponsored (docs/learn/fundamentals/lumens.mdx:28-40). Since Vellar supports classic-keypair buyers, narrow this claim to transaction fees.
facilitator sponsors the network fee on settlement, so buyers hold only the
payment asset and no XLM.

docs/build/agentic-payments/x402/README.mdx:129

  • This understates the remaining audit scope. Vellar's current mainnet checklist marks an external audit of the facilitator as not started, while its technical plan says that review covers the facilitator and all three provenance contracts, not only the spending-limit contract (technical-doc.md:591-609, technical-doc.md:679-684). Please describe the full gate so readers do not infer that the other components have already passed an independent review.
findings tracked to closure. A mainnet release is additionally gated on a
separate audit of the spending-limit policy contract, which has not yet been
run. The hosted instance runs on a free tier, so the first request after an

docs/build/agentic-payments/x402/README.mdx:128

  • The linked project's current docs/security-audit.md explicitly keeps F6 open (“RELOCATED, not eliminated”) and distinguishes open/deferred/external findings, so “findings tracked to closure” overstates the review outcome. Please describe the review as complete while preserving that some residual risks remain documented.
instance. The pre-mainnet security review of the facilitator is complete, with
findings tracked to closure. A mainnet release is additionally gated on a
separate audit of the spending-limit policy contract, which has not yet been

Three corrections, all verified against the facilitator repo:

1. Cataloging is conditional, not automatic. Carrying the Bazaar extension
   does not guarantee a listing: it is refused for invalid discovery data or
   when the resource URL is already bound to a different recipient, while
   settlement succeeds either way.

2. Fee sponsorship covers the settlement transaction fee only. Classic
   Stellar accounts still maintain their own base and trustline reserves, so
   the previous 'no XLM' claim was too broad.

3. Audit scope corrected. The completed review is internal, and F5/F6/F8
   remain open or deferred rather than closed. The external audit covers the
   facilitator and its three provenance contracts, not the spending-limit
   contract alone, and has not been commissioned.
Copilot AI review requested due to automatic review settings September 9, 2026 09:34

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Pull request overview

Copilot reviewed 1 out of 1 changed files in this pull request and generated 1 comment.

Comment on lines +130 to +135
instance. The facilitator has completed an internal pre-mainnet security review,
with most findings closed and the remainder documented as open or deferred. A
mainnet release is separately gated on an external audit covering the
facilitator and its three provenance contracts, which has not yet been
commissioned. The hosted instance runs on a free tier, so the first request
after an idle period can take up to a minute.

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Respectfully, I think this reverses the earlier finding rather than restoring it. The 09:13:36Z review on the previous revision flagged the spending-limit-only wording as understating the scope, and asked for the full gate to be described; 9d30a1d is that change.

The current text matches the project's own documents:

  • technical-doc.md, pre-mainnet checklist item 1: "External security audit | Not started".
  • technical-doc.md, milestone 3: the audit covers "Facilitator + its three provenance contracts (attestation registry, verified-recipient policy, spending-limit policy)", described as "a second, independent review on top of the already-completed pre-mainnet review".
  • docs/mainnet-deployment-checklist.md: "Item 1 (external security audit) remains open and is a hard blocker".

So the completed review is the internal pre-mainnet one, and the outstanding external audit covers the facilitator plus all three contracts, not the spending-limit contract alone. The "separate audit of the spending-limit policy contract" wording in fe2112e was my error, which is why it was corrected.

Happy to reword for clarity if any part reads ambiguously, but I do not think reverting to the narrower scope would be accurate.

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